Zimmerman----Ford Motor Company Credit (FMCC)
All of us enjoy the feeling of being able to purchase a new vehicle. A novel car is exciting, fun, and best of all, new, meaning it is in good condition. The feeling of driving off the lot in a new vehicle is one of pride. Whether you are a first time car buyer or purchasing your fifth automobile, there is a sense of pride when leaving the car dealership in the vehicle of your choice. This pride comes from knowing that you have done something right to make the final purchase. Your credit was probably in good standing, and you were able to obtain a loan from the dealership or one of their partner finance companies. Ford is one of the most popular automobile makers in the United States, and the demand for Ford Lincoln Mercury vehicles is at an all time high. Ford Motor Company Credit (FMCC) departments want to make it easy on you, when it comes to purchasing a new, pre-owned, or certified used vehicle.
Some of us don't have perfect credit, and in a world where numbers mean everything, a bad credit score can affect the way you live. Poor credit ratings make it difficult to obtain loans for numerous things, such as a home loan mortgage or a new car. However, you can always work on your credit score by trying to pay off your debts or going through credit consumer counseling to get things in order. The last thing you want to do is to file for bankruptcy. This can stay on your credit for up to seven years, and it will be very difficult to get a car loan through Ford or any other dealership during this time. With that said, Ford Motor Company Credit professionals want to help you purchase the vehicle of your dreams, even if your credit score is not perfect. Many people are able to obtain a loan with a decent interest rate that is affordable, even if their credit scores are not up to par. Moreover, credit is not everything. It weighs heavily into the picture, but other things are taken into consideration when you go to purchase an automobile and you don't have enough money to pay off the sticker price. The type of job you work (and how long you have worked there), your income, your rental history, and whether or not you are making payments on time for credit cards or other items are also taken into account. If you have already paid off a Ford vehicle or something big, like a home, that will be a big factor in what type of finance offer you will get. Some things, such as unpaid medical bills can bring your credit score down, and although paying off the doctor or that piece of fancy furniture you purchased a year ago has been tough to do thanks to hard economic times, it is the larger picture that is taken into account. What have you paid off? What you have or have not paid off will be reflected in your credit report, and if you are thinking about purchasing a Ford vehicle, you may want to check your credit report beforehand so you have a better idea of where you may stand. Ultimately a Ford Motor Company Credit counselor can assist you with all of your requirements and work with you to get you the best finance offer based on your current situation.
Zimmerman Ford Lincoln Mercury located in St. Charles, Illinois is a family owned dealership that is ready to assist you in financing a new, pre-owned, or certified used car. All you have to do is fill out an application online or go into the dealership directly and speak with a Ford Motor Company Credit (FMCC) professional to see what kind of vehicle you will be able to purchase. Zimmerman Ford Lincoln Mercury wants to assist first time buyers and repeat buyers purchase the vehicle of his or her choice. You can expect outstanding customer service at this Ford dealership, which has been in business now for 78 years! Zimmerman Ford is proud to serve the St. Charles area and the greater state of Illinois, including the Chicagoland region. All loans go though one of Zimmerman Ford's partner lenders or financial institutions. Please stop by today and get a wonderful finance offer on the vehicle of your dreams at Zimmerman Ford Lincoln Mercury.